Casa Paura e avidità Piscine minerarie Portafogli Dizionario pubblicizzare
Mercato:
24h Vol:
Cryptocurrencies: 2771
Mercata: 117412
ChartModo logo ChartModo logo
ENG
EST
RUS
TUR
DEU
CHI
KOR
ITA
USD
USD
AED
AFN
ALL
AMD
ANG
AOA
ARS
AUD
AWG
AZN
BAM
BBD
BDT
BGN
BHD
BIF
BMD
BND
BOB
BRL
BTN
BWP
BYN
BZD
CAD
CDF
CHF
CLF
CLP
CNH
CNY
COP
CRC
CUC
CUP
CVE
CZK
DJF
DKK
DOP
DZD
EGP
ERN
ETB
EUR
FJD
FKP
GBP
GEL
GHS
GIP
GMD
GNF
GTQ
GYD
HKD
HNL
HRK
HTG
HUF
IDR
ILS
IMP
INR
ISK
JMD
JOD
JPY
KES
KGS
KHR
KMF
KPW
KRW
KWD
KYD
KZT
LAK
LBP
LKR
LRD
LSL
LYD
MAD
MDL
MGA
MKD
MMK
MNT
MOP
MRU
MUR
MVR
MWK
MXN
MYR
MZN
NAD
NGN
NIO
NOK
NPR
NZD
OMR
PAB
PEN
PGK
PHP
PKR
PLN
PYG
QAR
RON
RSD
RUB
RWF
SAR
SBD
SCR
SDG
SEK
SGD
SHP
SLE
SLL
SRD
SSP
STD
STN
SVC
SYP
SZL
THB
TJS
TMT
TND
TOP
TRY
TTD
TWD
TZS
UAH
UGX
UYU
UZS
VES
VND
VUV
WST
XCG
ZAR
ZMW
ZWG
ZWL
Mercato
24h Vol
2771
Cryptocurrencies
59.10%
Bitcoin Condividere
Cryptopolitan 2025-12-23 11:30:03

Federal Reserve seeks public input on 'skinny' accounts for fintech and crypto firms

Federal Reserve seeks public input on 'skinny' accounts for fintech and crypto firms

The Federal Reserve has opened a portal for public feedback regarding a proposal for fintech firms and crypto companies to access the US central bank’s payment infrastructure on a limited basis, through “skinny accounts.” According to the proposal released on Friday, the Fed is discussing a concept with policymakers on a new category of payment accounts that will allow certain non-bank financial institutions to settle and clear transactions directly through the Federal Reserve’s systems. “These new payment accounts would support innovation while keeping the payments system safe. This request for information is a key first step to ensuring that the Fed is responsive to evolutions in how payments are made,” explained Fed Governor Christopher J. Waller. Fed proposes designated accounts for crypto firms to access master accounts The central bank’s board memo shared with news publications suggested that eligible institutions would be able to open so-called “skinny” accounts for payment services through the Fed master account. Currently, fintech firms and crypto companies rely on intermediary banks that already hold master accounts at Federal Reserve Banks to process transactions. The central bank said the proposed payment accounts would not earn interest or access its credit facilities, and would be capped in size to nerf any risks to the financial system. According to the proposal, the Federal Reserve is considering an overnight balance cap equal to the lesser of $500 million or 10% of an institution’s total assets. The accounts would be restricted to the account holder’s own transactions, which means firms would be barred from issuing correspondent banking services or settling payments on behalf of third parties. Moreover, reserve banks would retain the discretion to impose restrictions and risk controls on a case-by-case basis, alongside other safeguards, including account agreement conditions, formal attestations, and periodic reporting requirements. Economists debate over crypto safeguards and oversight Some policymakers, like Governor Michael Barr, do not support the proposal in its current form. Barr, who is a Democratic appointee who previously served as the Fed’s top regulatory official, opposed the request for information because it “lacks sufficient detail on protections against financial crime.” Some policymakers, like Governor Michael Barr, do not support the proposal in its current form. Barr, a Democratic Fed regulatory official during the Obama administration, opposed the request for information because it “lacks sufficient detail on protections against financial crime.” The former Assistant Secretary of the Treasury for Financial Institutions warned that the proposal is “not sufficiently specific about safeguards to protect against the accounts being used for money laundering and terrorist financing by institutions the Fed does not supervise.” As reported by Cryptopolitan last week, the Board scrapped a 2023 rule and replaced it with a new framework that gives state member banks more flexibility to deploy innovative tools. The policy had required state member banks to follow activity restrictions similar to those imposed by other federal regulators. After months of consultations and public sentiment, the board concluded that changes in the financial system and its own understanding rendered the rule ineffective, finally signing off on its withdrawal. The smartest crypto minds already read our newsletter. Want in? Join them .

La maggior parte ha letto le notizie

Mercato
24h Vol
59.10%
Bitcoin Condividere
456
Oggi notizie
Leggi la dichiarazione di non responsabilità : Tutti i contenuti forniti nel nostro sito Web, i siti con collegamento ipertestuale, le applicazioni associate, i forum, i blog, gli account dei social media e altre piattaforme ("Sito") sono solo per le vostre informazioni generali, procurati da fonti di terze parti. Non rilasciamo alcuna garanzia di alcun tipo in relazione al nostro contenuto, incluso ma non limitato a accuratezza e aggiornamento. Nessuna parte del contenuto che forniamo costituisce consulenza finanziaria, consulenza legale o qualsiasi altra forma di consulenza intesa per la vostra specifica dipendenza per qualsiasi scopo. Qualsiasi uso o affidamento sui nostri contenuti è esclusivamente a proprio rischio e discrezione. Devi condurre la tua ricerca, rivedere, analizzare e verificare i nostri contenuti prima di fare affidamento su di essi. Il trading è un'attività altamente rischiosa che può portare a perdite importanti, pertanto si prega di consultare il proprio consulente finanziario prima di prendere qualsiasi decisione. Nessun contenuto sul nostro sito è pensato per essere una sollecitazione o un'offerta