A major regulatory update has set off renewed interest across cryptocurrency markets. Amonyx (@amonyx), a well-known crypto pundit on X, is indicating recent guidance from the Office of the Comptroller of the Currency (OCC) that could benefit XRP and the broader crypto market. He revealed that the U.S. federal banking regulator now allows banks to buy, sell, and custody crypto. He noted that this is bullish for XRP. HUGE NEWS: U.S. federal banking regulator says banks can buy, sell, and custody crypto Bullish #XRP pic.twitter.com/RFCTtWcQOJ — Amonyx (@amonyx) December 22, 2025 The New OCC Guideline The OCC published Interpretive Letter #1186 in response to a request from an unnamed bank. The letter confirms that national banks may hold crypto assets as principal in limited circumstances. The regulator focused on stablecoin-related activities permitted under the Genius Act. It concluded that banks may hold crypto on their own balance sheets in amounts reasonable to pay blockchain network fees. Earlier in the year, the OCC gave banks approval to offer cryptocurrency custody and execution services to their customers . This move is another major step forward. In the new letter, the OCC stated that paying network gas fees is “incidental to the business of banking.” Without holding native tokens, banks cannot settle transactions, operate nodes, execute smart contract activity, or provide crypto custody services. The letter further allows banks to hold crypto to test custody platforms, settlement flows, trading rails, cybersecurity controls, and AML systems. At the same time, the OCC kept firm limits in place. Holdings must remain de minimis relative to capital. Banks may only use them for foreseeable operational needs. The guidance does not authorize speculative trading or large balance sheet exposure. What Does this Development Mean for XRP? XRP often sits at the center of discussions about institutional crypto use . The token was designed for payments and liquidity between financial institutions. Banks exploring blockchain settlement need assets that move quickly, settle cheaply, and integrate with compliance systems. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 If banks expand crypto custody, testing, or settlement services, XRP stands to benefit from that interest. Institutions already familiar with payment rails may view XRP as aligned with their needs . As more banks test blockchain-based payments, demand for tokens tied to that use case could rise. The OCC guidance does not guarantee adoption, but signals a notable shift. This move comes shortly after Ripple received conditional approval from the OCC to launch the Ripple National Trust Bank. Regulators are easing up on crypto use in the banking system. For XRP supporters like Amonyx, this acceptance could lead to bigger opportunities down the line. XRP is an institution-focused asset, and over time, sustained bank engagement could support liquidity, visibility, and long-term price growth. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Pundit Says This U.S. News Is Bullish for XRP appeared first on Times Tabloid .
